Around for Car
The difference in premiums between insurance
companies can be amazing. What one company may
consider a high risk factor another company may not
view as so important.
2. Buy your insurance via the web
Many insurance providers now offer some good
discounts for buying the policy over the internet.
The theory is that by purchasing
your car insurance
over the web, you are saving the company money.
3. Reduce your annual mileage
How many miles you do a year is a common question
that can affect your car insurance premium. The
more miles you do the more your premium is likely
4. Keep a clean driving record
An obssious suggestion however...this may be
easier said than done. Insurance companies take
very seriously all driving convictions and it is
usually an important part of their rating
5. Don't Turn in a Claim
By being a safe driver and avoiding potential
claims, you can continually benefit by building up
your number of claim free years. Every additional
No Claims Bonus year you get, the lower your
6. Improve your car security
Theft of and from your vehicle are important
considerations when insurance companies calculate
your price. Most companies will give you a discount
for having better security of your vehicle.
7. Take an advanced driving test
Although not compulsory, taking an advanced
driving test can not only improve your driving
skills but also help to lower your car
8. Pay your premium in one go
By paying for your car
all in one go, you can avoid paying additional
interest charges or statement fees that would be
tacked on if you decided to pay in instalments.
9. Get married
Okay... this may seem like a dramatic final way to
lower your premium. Most insurance companies offer
lower premiums when your named drivers are insured
and spouse as opposed to two unmarried drivers.